What can I use the HSA debit card for?
You can spend your HSA dollars on qualifying medical expenses for yourself, or anyone you claim as a dependent on your personal income tax — even if that person is...Read more
Can I change my pre-tax employee HSA contribution election mid-year?
As an active employee enrolled in the Consumer Driven Health Plan with a Health Savings Account (HSA) you can update your employee pre-tax HSA contribution in your E-PEBP portal. For...Read more
Do HSAs have annual contribution limits?
Yes, employees can contribute up to $3,650 in 2022 for self-only coverage or up to $7,300 for family coverage. If you’re 55 or older at the end of the year...Read more
What is the HSA testing period and how do I calculate my contribution limit?
Under the testing period, if you use the last-month rule, you must also remain an eligible individual (retain your same coverage under the CDHP or other high-deductible health plan) for...Read more
What is the last-month rule as it pertains to an HSA?
The last-month rule states that if you are covered by an HSA-eligible health plan on the first day of the last month of a given year, you are considered an...Read more
What is a Health Savings Account (HSA) and am I eligible to sign up for one?
A Health Savings Account is a tax-exempt account that you can use to pay or reimburse yourself for certain medical expenses you incur. HSAs are employee-owned accounts, meaning the funds...Read more
Are routine laboratory tests covered under the CDHP, LD or EPO?
Routine lab tests associated with wellness services as defined by the CDC are covered under the wellness benefit if performed at a free-standing laboratory facility. Lab tests not associated with...Read more
What is the Consumer Driven Health Plan (CDHP)?
The Consumer Driven Health Plan (CDHP) is a qualified high-deductible health plan coupled with a tax-favored health savings account (HSA) or health reimbursement arrangement (HRA). Individuals covered as “self-only” have...Read more
Is there a cost difference between using an outpatient lab at a hospital versus a free-standing lab such as LabCorp or Quest?
Generally, hospitals charge substantially more for these services than stand alone laboratories. Some physicians may refer a patient to the hospital for lab testing; however, to reduce out-of-pocket costs the...Read more
Is vision care covered under the CDHP?
Yes, however, PEBP does not maintain a network specific to vision care. Out-of-network providers will be paid at usual and customary rate (U&C). One annual vision exam, maximum annual benefit...Read more