Browse the below information to help you get started, or view the Employee Benefits Guide here.

Start of Coverage

To be eligible for benefits, an employee must be working a minimum of 80 hours per month. Eligible employees hired on the 1st day of the month qualify for coverage on their 1st day of employment. Eligible employees hired between the 2nd and last day of the month qualify for coverage on the 1st day of the month following their date of hire.

    • For example, an employee starting full-time employment on June 2nd would become eligible for benefits on July 1.

Completing Enrollment

As a new benefits-eligible employee you must enroll or decline coverage and submit any required supporting documents (if adding dependents) within 15 days after the first day of employment or no later than the last day of the month coverage is scheduled to become effective.

Plan Coverage

All plans include medical, prescription drugs, dental, basic life, long-term disability and vision coverage. For more information on benefits plans, visit the Plan Benefits and Documents section.

Plan Rates

For more information on plan rates, visit the Rates section.

Plan Year

Benefits are based on a fiscal year, rather than a calendar year. The plan year starts July 1st and ends June 30th. The benefits you select at initial enrollment will remain in effect through June 30th, unless you experience a qualifying life event that allows you to make changes to your coverage.

Frequently Asked Question

Q. I am a state retiree without Medicare; my current coverage is through PEBP’s CDHP or HMO plan. I am returning to work for the LCB on January 5, 2017. Am I eligible to enroll in PEBP’s active employee coverage?

A. You have the option to retain coverage as a retiree or enroll as an active employee.

Q. I am a state retiree with Medicare; my current coverage is provided through OneExchange. I returned to work for the LCB on January 5, 2017. Am I eligible to enroll in PEBP’s active employee coverage?

A. No. You will need to retain your medical coverage as a retiree through OneExchange during your active employment with the LCB.

Q. I am a spouse/domestic partner of a PEBP retiree; I have Medicare and my medical coverage is provided through OneExchange. Am I eligible to enroll as an active employee during my employment with the LCB?

A. No. You will need to retain your medical coverage through OneExchange during your active employment with the LCB.

Q. I am a state retiree with Medicare; I am currently covered under PEBP’s CDHP or HMO plan with a non-Medicare dependent. I returned to work for the LCB on January 5, 2017. Am I eligible to enroll in PEBP’s active employee coverage?

A. Yes. If you have Medicare Parts A and/or B, you will need to contact Medicare and notify them of your active coverage effective date to ensure proper coordination of benefits. You will also need to contact them at the conclusion of your employment to advise them that you are no longer covered under an employer group health plan. To notify Medicare regarding changes to your coverage status, please call the Benefits Coordination & Recovery Center at (855) 798-2627.

Q. I am a non-state retiree; I am covered under PEBP’s CDHP, HMO or OneExchange. I returned to work for the LCB on January 5, 2017. Am I eligible to enroll in PEBP’s active employee coverage?

A. No. As a non-state retiree you must maintain your medical coverage as a retiree.

Q. I am a non-Medicare spouse/domestic partner of a PEBP primary participant; I am currently covered under the CDHP or HMO plan. Am I eligible to enroll as an active employee during my employment with the LCB?

A. Yes. You will be required to enroll as an active employee during your employment with the LCB. Plan rules will not allow you to remain as dependent of another PEBP participant during your active employment.

Q. I am covered on the CDHP or HMO plan as a dependent child (under age 26) of a PEBP primary participant. Am I eligible to enroll as an active employee during my employment with the LCB?

A. Yes. You may enroll in active employee coverage while you are employed with the LCB. However, as a dependent (adult child) under age 26, you may decline coverage as an active employee and remain on your parent’s PEBP plan as a dependent.

Q. I am enrolled in retiree coverage through my local government employer. I am NOT enrolled in PEBP. Am I eligible to enroll as an active employee during my employment with the LCB?

A. Yes. You may enroll as an active employee. However, if you have Medicare Parts A and/or B, you will need to contact Medicare and notify them of your active coverage effective date to ensure proper coordination of benefits. You will also need to contact them at the conclusion of your employment to advise them that you are no longer covered under an employer group health plan. To notify Medicare regarding changes to your coverage status, please call the Benefits Coordination & Recovery Center at 1-855-798-2627.

Q. I want to continue my life insurance policy and the voluntary product that I purchased while working for the LCB, am I eligible to maintain the policy when my employment ends?

A. To continue your life insurance benefit, contact The Standard at (888) 288-1270 to request information regarding your options for continuing your policy. You will need to pay the premium within 31 days after the date that your coverage ends. If you enrolled in a voluntary product such as long term care, auto/home owner’s insurance, etc., contact the individual carrier within 31 days of your coverage end date for information on continuing those products.