Below are the benefits rates for Non-State Retirees and their Surviving Dependents for the Plan Year 2017. Use the tables to help you calculate what your benefits plan will cost.

All plans include medical, prescription drug, dental and vision coverage. Basic life insurance is also included in the benefit package for eligible retirees. To learn more about what’s included with each plan, visit the Plan Benefits & Documents section of this site.

To view 2016 rates, use this document.

Non-State Retiree and Survivor Rates

Rates Effective

July 1, 2016 – June 30, 2017

Statewide PPO Statewide HMO
Consumer Driven Health Plan (CDHP) Hometown Health Plan (HHP) and Health Plan of Nevada (HPN)
Premium* Premium*
Retiree only 344.54 403.84
Retiree + Spouse/DP 824.04 946.26
Retiree + Child(ren) 760.89 688.67
Retiree + Family 1,239.91 1,231.09
Surviving/Unsubsidized Spouse/DP 957.06 791.84
Surviving/Unsubsidized Spouse/DP + Child(ren) 1,700.53 1,193.01
*The Non-State Retiree Participant Premiums above are subsidized rates for those who retired prior to January 1, 1994.

*For those who retired on or after January 1, 1994, refer to the Non-State Retiree Subsidy Table below, add or subtract the appropriate subsidy based on your years of service to/from the Participant Premium shown above to determine your final premium.

Non-State Retiree Subsidy

For Retirees Enrolled in the CDHP or HMO Plans

Years of Service Non-State Subsidy
5 +322.72
6 +290.45
7 +258.18
8 +225.91
9 +193.63
10 +161.36
11 +129.09
12 +96.82
13 +64.54
14 +32.27
15 (Base)
16 -32.27
17 -64.54
18 -96.82
19 -129.09
20 -161.36

Calculating your Premium:

  • For participants who retired before January 1, 1994, subtract the 15-year (base) subsidy from the participant premium for the selected plan and tier.
  • For participants who retired on or after January 1, 1994, add or subtract the appropriate subsidy based on the number of years of service from the participant premium for the selected plan and tier.
  • Those retirees with less than 15 Years of Service, who were hired by their last employer on or after January 1, 2010 and who are not disabled do not receive a Years of Service Subsidy or Base Subsidy.
  • Those retirees who were hired by their last employer on or after January 1, 2012 do not receive a Years of Service Subsidy or Base Subsidy.
  • If you are a retiree (or survivor) enrolled in the CDHP or an HMO plan and you pay for Medicare Part B, deduct $104.90 from your premium cost.