Below are the benefits rates for State Retirees for the Plan Year 2017. Use the table to help you calculate what your benefits plan will cost.

All plans include medical, prescription drug, dental, and vision coverage. Basic life insurance is also included as part of the benefit package for eligible retirees. To learn more about what’s included with each plan, visit the Plan Benefits & Documents section of this site.

To view 2016 rates, use this document.

State Retiree and Survivor Rates

Rates Effective

July 1, 2016 – June 30, 2017

Statewide PPO Statewide HMO
Consumer Driven Health Plan (CDHP) Hometown Health Plan (HHP) and Health Plan of Nevada (HPN)
Participant Premium Participant Premium
Retiree only 209.08 380.52
Retiree + Spouse 477.86 890.48
Retiree + Child(ren) 312.59 617.46
Retiree + Family 582.78 1,127.41
Surviving/Unsubsidized Spouse 580.78 746.12
Surviving/Unsubsidized Spouse + Child(ren) 765.62 1,079.83
To determine your subsidy, refer to the State Retiree Subsidy Table below.

Note: Survivors and unsubsidized dependents are not eligible for a subsidy.

State Retiree Subsidy

For Retirees Enrolled in the CDHP or HMO Plans

Years of Service State Subsidy
5 +322.72
6 +290.45
7 +258.18
8 +225.91
9 +193.63
10 +161.36
11 +129.09
12 +96.82
13 +64.54
14 +32.27
15 (Base)
16 -32.27
17 -64.54
18 -96.82
19 -129.09
20 -161.36

Calculating Your Premium:

  • For participants who retired before January 1, 1994, the participant premium for the selected plan and tier is shown on the tables on the previous pages.
  • For participants who retired on or after January 1, 1994, add or subtract the appropriate subsidy based on the number of years of service to or from the participant premium for the selected plan and tier.
  • Those retirees with less than 15 Years of Service, who were hired by their last employer on or after January 1, 2010 and who are not disabled do not receive a Years of Service Subsidy or Base Subsidy.
  • Those retirees who were hired by their last employer on or after January 1, 2012 do not receive a Years of Service Subsidy or Base Subsidy.
  • If you are a retiree (or survivor) enrolled in the CDHP or an HMO plan and you pay for Medicare Part B, deduct $104.90 from your premium cost.