Medical Benefits Overview

The Core Benefits Package

To view a side by side comparison of all plans, view the Plan Comparison.

The Core Benefits Package is available to full-time active employees. Read more about what is included in with your benefits package below:

Note: The information below contains general plan benefits and may not include additional provisions or exclusions.  For more in-depth plan benefits, please refer to the applicable Master Plan Document.

Statewide Consumer Driven Health Plan (PPO)

The CDHP is a Preferred Provide Organization (PPO) plan administered by PEBP. The benefits offered with the CDHP includes medical, prescription drug, vision and dental coverage. The CDHP is a high-deductible plan which provides a Health Savings Account (HSA) for eligible employees and a Health Reimbursement Arrangement (HRA) for active employees who are ineligible for the HSA.

CDHP with a Health Savings Account (HSA)

CDHP with a Health Reimbursement Arrangement (HRA)

Click here for a quick overview of HSA vs HRA.

Premier (EPO) Plan  - Northern Nevada

The Premier Plan is an Exclusive Provider Organization (EPO) plan administered by PEBP. The benefits offered with the Premier Plan includes medical, prescription drug, vision and dental coverage. This plan has no deductible and runs off of copayments.

Health Plan of Nevada (HMO) - Southern Nevada

Health Plan of Nevada is a Health Maintenance Organization (HMO) plan. The benefits offered with Health Plan of Nevada includes medical, prescription drug, vision and dental coverage. This plan has no deductible and runs off of copayments.

Included Benefits with Medical Plan Enrollment

Dental Plan 

Basic Life Insurance and Other Benefits

Long Term Disability Insurance

 

Pre-Medicare Retiree Medical Plan Options

To view a side by side comparison of all plans, view the Plan Comparison.

Note: The information below contains general plan benefits and may not include additional provisions or exclusions. For more in-depth plan benefits, please refer to the applicable Master Plan Document.

Statewide Consumer Driven Health Plan (PPO)

The CDHP is a Preferred Provide Organization (PPO) plan administered by PEBP. The benefits offered with the CDHP includes medical, prescription drug, vision and dental coverage. The CDHP is a high-deductible plan which provides a Health Reimbursement Arrangement (HRA) for retirees.

CDHP with a Health Reimbursement Arrangement (HRA)

Premier (EPO) Plan  - Northern Nevada

The Premier Plan is an Exclusive Provider Organization (EPO) plan administered by PEBP. The benefits offered with the Premier Plan includes medical, prescription drug, vision and dental coverage. This plan has no deductible and runs off of copayments.

Health Plan of Nevada (HMO) - Southern Nevada

Health Plan of Nevada is a Health Maintenance Organization (HMO) plan. The benefits offered with Health Plan of Nevada includes medical, prescription drug, vision and dental coverage. This plan has no deductible and runs off of copayments.

Included Benefits with Medical Plan Enrollment

Dental Plan 

Basic Life Insurance and Other Benefits

 

Medicare Retiree Plan Options

PEBP is contracted with Via Benefits (formerly Towers Watson’s OneExchange) to help Medicare retirees and their dependents transition from PEBP’s group coverage (PPO, EPO or HMO plans) to a medical plan offered by Via Benefits.

Via Benefits – Individual Market Medicare Exchange

As you approach age 65 and Medicare eligibility (or under age 65 and approved for Medicare Parts A and B, because you are receiving Social Security Disability benefits), Via Benefits (formerly Towers Watson's OneExchange) is a resource that gives you access to a Medicare marketplace that includes a wide variety of plans from the nation’s leading health insurers. They understand that your health care decisions are important and can be confusing. It’s their job to make this process easier.

To help you decide which individual plan is right for you, you’ll have the assistance and expertise of a licensed benefit advisor. During your enrollment, your benefit advisor will help you compare, select, and enroll in the plan(s) that fits your needs and your budget.

Medicare Retirees Covering a Non-Medicare Dependent(s)

Retirees with Medicare Parts A and B who cover non-Medicare dependents have the option of retaining coverage under the PPO, EPO or HMO plans until the non-Medicare dependent ages into Medicare or the retiree removes all non-Medicare dependents from their plan.

TRICARE for Life

Eligible retirees enrolled in TRICARE for Life are not required to enroll in a medical plan through Via Benefits (formerly Towers Watson's OneExchange) to receive the Years of Service contribution to a Health Reimbursement Arrangement (HRA).

Via Benefits - Health Reimbursement Arrangement (HRA)

Medicare Exchange Plan Options

Dental Plan (Optional)

Basic Life Insurance and Other Benefits