Open Enrollment

During Open Enrollment, PEBP participants have the opportunity to make changes to their coverage. Changes that may be made during Open Enrollment include: changing medical plan options, adding or deleting dependents and declining all benefits. Medicare Exchange retirees may elect or decline PEBP dental benefits.

Open Enrollment is May 1st - May 31st. Any changes made during the Open Enrollment period become effective on July 1st.

Supporting Documents - Participants who are adding dependents to their coverage during the Open Enrollment period must submit any required supporting documents (e.g., copy of marriage certificate, birth certificate, etc.) by June 15th.

New Hire Enrollment

Medical Plan Enrollment

Eligible employees are required to enroll in a medical plan or decline benefits within 15 days of their hire date or no later than the last day of the month coverage is scheduled to become effective.

If an employee fails to enroll or decline coverage as specified above, he or she will be automatically enrolled in the Consumer Driven Health Plan (CDHP) with a Health Reimbursement Arrangement (HRA), in the "Employee-Only" tier without coverage for dependents.

Voluntary Life Insurance Enrollment

New hires who wish to purchase Voluntary (Supplemental) Life Insurance are eligible to purchase up to the guarantee issue (without answering any medical questions) amount if enrollment is completed within 60 days of an employee's initial health care coverage effective date.

Voluntary Short Term Disability Enrollment

New hire employees who wish to purchase Voluntary Short Term Disability (STD) Insurance are eligible to purchase STD coverage within 60 days of their initial health care coverage effective date.

Employees who apply more than 60 days after becoming eligible (late application) will be subject to a benefit waiting period as follows: A disability caused by anything other than an accidental injury that begins during your first year of coverage will be subject to a benefit waiting period of 60 days, regardless of the benefit waiting period selected.

For more information, view the Short Term Disability Brochure.

Flexible Spending Accounts Enrollment

New benefits-eligible employees, who wish to participate in flexible spending must submit an election within 60 days of their health coverage effective date. After this initial enrollment period, employees may be eligible to enroll mid-year within 60 days of a qualifying life status event.

View the Flexible Spending Account Summary Plan Description for more information.

Long Term Care Insurance Enrollment

Newly hired employees are eligible to purchase voluntary Long Term Care Insurance (LTC). LTC provides coverage in the form of a fixed monthly dollar amount if you become disabled and are receiving care while confined in a long-term care facility or assisted living facility.

New hires have 30 days measured from their health coverage effective date to enroll to receive Guarantee Issue coverage. After the initial enrollment period, employees will be required to complete a medical questionnaire.

For more information, visit the Voluntary Product page.

Qualifying Life Events

Qualifying life events include the birth of a child, marriage, divorce, etc. Any change made to health care benefits must be determined by PEBP to be necessary, appropriate and consistent with the change in status. PEBP must be notified in writing (through the completion of a Benefit Enrollment and Change Form or online submission) within 60 days of the qualifying life event.

For detailed information, view the Enrollment and Eligibility Plan Document. Or, for a quick summary of events, you can view the Qualifying Life Status Events Document.

Enrolling in Retiree Coverage

Newly retiring employees who wish to enroll in coverage at retirement must complete enrollment within 60 days following the date of retirement as determined by PERS or NSHE. Failure to enroll within 60 days will result in termination of coverage.

Retiree/dependents Aging into Medicare at age 65

Retirees and their covered dependents who are turning 65 must enroll in premium-free Medicare Part A (if eligible) and purchase Part B coverage. Retirees should contact the Social Security Administration (SSA) 60-90 days prior to their 65th birthday to determine if they qualify for premium-free Medicare Part A coverage.

  • Retirees/dependents who qualify for premium-free Medicare Part A must enroll in Part A coverage and purchase Medicare Part B. Submit a copy of the Medicare card to the PEBP office within 60 days of retirement.
  • Retirees/dependents who do NOT qualify for premium-free Part A must submit a copy of the Part A denial letter issued by the Social Security Administration. Retirees/dependents must still purchase Medicare Part B and provide a copy of their Part B Medicare card to the PEBP office.

For newly retiring employees, aged 65 or older (or under age 65 if approved for Social Security Disability benefits), the Part A card (or Part A denial letter) and Part B card must be submitted to the PEBP office before retiree coverage becomes effective or no later than 60 days following the retirement date.

Retirees and/or their covered dependents with Medicare Parts A and B will be required to enroll in a medical plan through Towers Watson’s OneExchange unless the retiree also covers a non-Medicare dependent.

For additional information and timeframes, please review the PEBP and Medicare OneExchange Guide.

Portability of Basic Life and/or Voluntary Life Insurance Coverage

Terminating employees may be eligible to port or convert their Basic and/or Voluntary group life insurance under the "Portability and/or Right to Convert" provisions of their Standard life insurance policies. To apply, complete the Group Conversion packet or the Group Life Portability Insurance application within 31 days after your employment terminates. Details regarding these options are available in the policy certificates on The Standard's website.

For specific information, contact The Standard at 888-288-1270.

Qualifying Life Events

Qualifying life events include the birth of a child, marriage, divorce, etc. Any change made to health care benefits must be determined by PEBP to be necessary, appropriate and consistent with the change in status. PEBP must be notified in writing (through the completion of a Benefit Enrollment and Change Form or online submission) within 60 days of the qualifying life event.

For detailed information, view the Enrollment and Eligibility Plan Document. Or, for a quick summary of events, you can view the Qualifying Life Status Events Document.