Health Reimbursement Arrangement

Beginning in Plan Year 2018, primary participants on the CDHP are eligible to receive an additional $200 HSA/HRA contribution once four wellness requirements are complete. For information on this benefit, click here.

Requests for reimbursement must be submitted within one year (12 months) from the date the service(s) where incurred.

The HealthCare FSA is a tax-free account that allows a person to pay for essential health care expenses that are not covered or are partially covered by your medical, pharmacy, dental and vision plans. For more information regarding the FSA contact HealthSCOPE Benefits at 888-763-8232 then press 2 then press “#” then press 3.

*The FSA is a use it or lose it and the HSA/HRA rolls over from year to year, month to month. The FSA does allow up to $500 to roll over from year to year.

*An HRA is a Health Reimbursement Arrangement with only PEBP contributions. You are not eligible to make your own contributions to this account. If you leave State Services this money will go back to the State. Everyone on the CDHP/PPO plan is eligible for an HRA.

*An HSA is a Health Savings Account that also receives tax-free contributions from PEBP but also allows the participant to make voluntarily contribute to their HSA through pre-tax payroll deductions. If you leave State Service the money will stay with you until it is spent by you. Not everyone is eligible for an HSA.

You are eligible for an HRA if you are enrolled in the CDHP and have primary or secondary coverage that is not a qualifying high deductible health plan (e.g., Medicare, Tricare for Life, etc.)

Health Reimbursement Arrangements (HRAs) are PEBP-owned pass-through accounts established on behalf of eligible CDHP primary participants. HRA funds may be used to pay for qualified medical expenses.

If your spouse has an HRA, you are disqualified from establishing and/or contributing to an HSA per the IRS.