Health Reimbursement Arrangement

Primary participants on the CDHP are eligible to receive an additional $200 HSA/HRA contribution. To receive the supplemental contribution for Plan Year 2019 (PY19), a participant will need to complete two sets of requirements:

 

$100

Complete 4 preventive requirements:

1. Annual wellness physical exam
2. Annual wellness lab work
3. Dental exam
4. Dental cleaning

 

$100

1. Complete the Healthcare Bluebook Guided Tour

AND

2. Complete the registration for Doctor on Demand

In order to receive credit for the Doctor on Demand registration you must use:

  • Healthscope Benefits as the insurance company; and
  • State of Nevada as the employer.

For the Healthcare Bluebook guided tour, you must follow and complete all steps in order to get credit. If you do anything outside of the guided tour while completing the tour, it will automatically be paused for you and when you go back you should be taken back to the place in which you left off.

For more information on this benefit, click here.

For technical support with Doctor on Demand please click here.

Requests for reimbursement must be submitted within one year (12 months) from the date the service(s) where incurred.

The HealthCare FSA is a tax-free account that allows a person to pay for essential health care expenses that are not covered or are partially covered by your medical, pharmacy, dental and vision plans. For more information regarding the FSA contact HealthSCOPE Benefits at 1-888-763-8232, press 2 then press “#” then press 3#.

The FSA is a use it or lose it account and the HSA/HRA rolls over from year to year, month to month. The FSA does allow up to $500 to roll over from year to year.

An HSA is a Health Savings Account that also receives tax-free contributions from PEBP but also allows the participant to make voluntarily contribute to their HSA through pre-tax payroll deductions. If you leave State Service the money will stay with you until it is spent by you. Not everyone is eligible for an HSA.

An HRA is a Health Reimbursement Arrangement with only PEBP contributions. You are not eligible to make your own contributions to this account. If you leave State services this money will go back to the State. Everyone on the CDHP/PPO plan is eligible for an HRA.

The Medicare Exchange HRA is a pass-through account for Medicare retirees enrolled in a medical plan through the Medicare Exchange. Contributions to the Medicare Exchange are determined by the years of service and date of retirement of eligible retirees. HRA funds may be used to reimburse retirees for qualified medical expenses, health plan premiums, and Medicare Part B premiums.

The Exchange-HRA has a timely filing period of 365 days from the date of service.

You are eligible for an HRA if you are enrolled in the CDHP and have primary or secondary coverage that is not a qualifying high deductible health plan (e.g., Medicare, TRICARE for Life, etc.)

Health Reimbursement Arrangements (HRAs) are PEBP-owned pass-through accounts established on behalf of eligible CDHP primary participants. HRA funds may be used to pay for qualified medical expenses.

If your spouse has an HRA, you are disqualified from establishing and/or contributing to an HSA per the IRS.