About the Board

The Board of the Public Employees Benefits Program helps to make decisions regarding the program, with the ultimate goal of helping PEBP best serve Nevada public employees and their benefit-plan needs.

The PEBP Board consists of ten members appointed by the Governor. Each appointee represents a specific class of public employees and retireesthese include the Nevada System of Higher Education, retired public employees, state employees, and local government employees. Additionally, two members must have substantial and demonstrated experience in risk management, health care administration or employee benefits programs. One member must be employed in a managerial capacity for the Department of Administration. NRS 287.041

Board Members

LAURA FREED, Board Chair

Governor Sisolak appointed Laura Freed as Director of the Department of Administration in January 2020. She has been in state service since 2003, working as an Executive Branch Budget Officer in the Governor’s Finance Office, serving as Deputy Administrator for Regulatory Services within the Division of Public and Behavioral Health at the Nevada Department of Health and Human Services, and working as Program Analyst within the Legislative Counsel Bureau’s Fiscal Analysis Division. In her work at both the Governor’s Finance Office and the Legislative Counsel Bureau, Laura had responsibility for the PEBP budgets, and brings an understanding of PEBP’s fiscal and program history to the Board.

Laura received a bachelor’s degree in Political Economy of Natural Resources from the University of California, Berkeley. She also has a master’s degree in Urban Planning from the University of Washington.

LINDA FOX, Vice Chair

Linda S. Fox is a 27 year resident of Nevada and the mother of two grown sons.

She has served as Chief Pharmacist for the Nevada Department of Corrections since 2009 and worked as a staff pharmacist for the Department since 2004. In this capacity she has been instrumental in saving the Department over $10,000,000 through Inventory and Formulary management.

She served on the Board of Directors for the Community Outreach Medical Center, a non profit clinic for five years.

Linda created CPCPD, the Coalition of Public Correctional Pharmacy Directors in 2010. This group exists to provide information sharing for pharmacy leadership in the public sector specific to management of correctional systems. As a group, these pharmacy directors are responsible for more than 500,000 inmate patients.

Ms. Fox graduated from the University of Wyoming with a Bachelor of Science in Pharmacy in 1990.



Donald Bailey, Sr. is the retired Nevada State Printer, a position he held from 1977 to 2004. He was re-appointed to this same position by five consecutive Nevada State Governors, starting with The Honorable Mike O’Callaghan and concluding with The Honorable Kenny Guinn.

Since his retirement, he has been active in RPEN-Retired Public Employees of Nevada and currently serves as the president of the Sparks, NV RPEN Chapter. Prior to coming to Nevada, he was the plant manager for American Standard’s Printing Division for fifteen years.

Mr. Bailey earned his degree in Business Administration from the University of Maryland.


Jennifer Krupp was appointed to the PEBP board in May, 2020.  Jennifer has spent over 15 years working in the health care industry and has held many varied positions over the course of her career.  She currently serves as the Chief Financial Officer at the Silver State Health Insurance Exchange.  Prior to joining the Exchange, Jennifer worked at the Division of Public and Behavioral Health where she oversaw the administration and implementation of several federally funded grants, including cancer screening and early detection programs and the heart disease and stroke prevention program.  She has also spent time working at Nevada Medicaid as a Business Process Analyst and working in partnership with Nevada at Health Management Systems to implement provisions of the Affordable Care Act.

Jennifer began her career in health care working her way through college as a Certified Nurse Assistant, and served on the Nevada State Board of Nursing from 2011-2015.  Jennifer holds both a Master of Public Health and a Master of Business Administration from Benedictine University and a Bachelor of Science in Biology from the University of Nevada, Reno and is a certified Lean Six Sigma Blackbelt.

Jennifer enjoys hiking, running and spending time with her husband and three children.



Tom Verducci is currently a representative of Voya Financial, serving public employees’ 457 Deferred Compensation Plans, primarily servicing Washoe County employees. Prior to that he was a Retirement Education Specialist with MassMutual, providing investment services to Washoe County and the City of Reno Employees’ 457 Deferred Compensation Programs. He is a 1985 graduate of the University of Nevada, Reno, and holds a B.S. in Business Administration with a major in Finance.

He holds a General Securities Series 7 General Security License, Series 65 License and a Nevada Health, Life and Variable Annuities License.

In 1987 Tom began his career providing services to the State of Nevada Deferred Compensation Plan. He has also served as a Financial Advisor for Prudential Securities and held a Director position with Citigroup (formerly Copeland). Tom returned to The Hartford in 2002 and provided services once again to the State of Nevada Deferred Compensation Program from 2006-2012. Tom also spent two years with Great-West Life as an Associate Regional Director.

He has assisted nearly 20,000 Nevada residents with their retirement needs over a three decade period and has held the roles of Western Division Regional Director, Nevada Senior Regional Manager, Team Lead and Senior Account Representative with The Hartford.



Marsha Urban grew up in a small town in Northern Pennsylvania. She worked as a pharmacy tech in an independent pharmacy for 20 years before earning her BA in English and Secondary Education from King’s College.

Marsha came to Reno to attend graduate school at the University of Nevada, Reno in 1994. She earned a master’s degree in English Literature and a Ph.D. in English (17th-Century British Literature) from the University. In 2003, Marsha was hired as the coordinator of the tutoring center on campus. After numerous name changes for the center, Marsha is now the Director of the University Tutoring Center.

Marsha was a member of the Faculty Senate and is a member of the Salaries and Benefits Committee (SBC). Her work on the SBC lead to being nominated as a member of the PEBP board in spring 2020 to complete John Packham’s last year on the PEBP Board.



Tim Lindley was appointed to the PEBP Board in July 2020. He is an Eagle Scout originally from Houston, Texas. Tim moved to Nevada in 2012 and became a Nevada State Employee in March of 2013. He is currently an Auditor with the Department of Taxation, a position he has held since 2014.

Tim graduated with a bachelor’s degree from BYU – Idaho and earned his MBA from WGU in early 2020.



Betsy, now retired, is a 40 year resident of Nevada having completed her entire working career in Nevada’s health care industry.  She received a BS in Occupational Therapy from San Jose State University and a MBA from the University of Nevada, Reno.  Betsy worked for 20 years in Reno area hospitals, progressing from a staff Occupational Therapist into administrative positions.  She served as Director of Clinical Services and Interim Administrator of a Physical Rehabilitation Hospital.

Betsy transitioned her career to working in public service.  She worked for the State of Nevada Division of Health Care Financing and Policy, also known as Nevada Medicaid and The Children’s Health Insurance Program.  During her time at the DHCFP Betsy managed Nevada’s Home and Community Based Waiver Programs (home based supportive care), was Chief of Nevada Check Up and completed her career as the DHCFP Deputy Administrator.

Betsy has held prior appointments on the Nevada Occupational Therapy Board and the Nevada Interagency Council on Homelessness.  She also held various positions at the Nevada Occupational Therapy Association and the American Occupational Therapy Association.

Betsy was appointed to the PEBP Board in July 2020.



Michelle Kelley is the Director of Retirement Plan Administration for the Nevada System of Higher Education (NSHE). In this position, she serves as Chair of the NSHE Retirement Plan Advisory Committee and directs the operations of the NSHE defined contribution 401(a) mandatory retirement plan and the associated 403(b) retirement plans.  Prior to this, Michelle was the Benefit Manager for the NSHE Business Center North at the University of Nevada, Reno, where she was responsible for the sourcing and delivery of benefits to the employees of UNR, TMCC, DRI, WNC and GBC, including the delivery of health insurance offered by the Public Employee’s Benefits Program.

Michelle has worked in benefits administration for over 18 years in both public and private settings.  Over her career, Michelle has been involved in all aspects of the benefits pipeline—from analysis, design, and pricing through to sourcing and delivery.  This background has given her a deep understanding of the complexity of the issues involved in developing a benefit package that is both cost effective and valued by employees.

Michelle has been a member of the Public Employees Benefits Program since 2008 and has assisted both employees and retirees in navigating and maximizing the benefits provided by PEBP.  She has advocated for employees facing billing errors and other service issues with the third-party providers with whom PEBP contracts.  Michelle is passionate about service delivery and the importance of developing effective and accessible materials and tools to educate employees about their benefits programs, including strategies for maximizing benefits.

Michelle was appointed to the PEBP Board in September 2020.



April was appointed to the PEBP board in December 2020.

April currently serves as Chief of Information Services with the Division of Health Care Financing also known as Nevada Medicaid.  She was the States Project Lead for requirements and testing of the Division’s successful Medicaid Management Information System Modernization project.  Prior to working for the DHCFP she worked as a Compliance Investigator with the Division of Industrial Relations.  She began her career with the State of Nevada in 1995 in Workers Compensation and brings 25 years of experience in the Healthcare Insurance industry to her new role.  She received her Certificate of Public Manager (CPM) designation in April 2018.

April enjoys camping and boating with her husband, three girls, and their rescue dog named Bailey.