CD PPO HDHP with a Health Savings Account

• Preventive Care (medical and dental) covered 100% when using participating providers
• Individual and Family Deductible
• Statewide PPO Network and Beech Street out-of-state network - offers both local and national provider networks
• Health Savings Account (HSA)
  • PEBP contributes funds
  • Subject to annual contribution limits determined by the Internal Revenue Service, you can add funds to your HSA throughout the year with automatic monthly pre-tax "employee" contributions which may be increased, decreased, started or stopped any time throughout the year
  • You save by using the HSA to pay for qualified health expenses tax free, including vision and dental.
  • You can access your HSA with a NO-FEE debit card.
  • You can save funds in your HSA for future expenses and it can grow tax free with available interest-bearing and investment options.  Funds carry over from year to year
  • There is no limit on the amount of funds that can be carried over from year to year
  • HSAs are portable; employees retain the HSA during a change of employment status, e.g., termination, retirement, etc.
  • You can designate a beneficiary to receive your HSA in the event of your death
• Annual Vision Exam (subject to deductible)
• Prescription drugs: 90-day supply of maintenance drugs available retail and mail order (subject to deductible)
• Diabetic Sense Program – Enroll to receive an annual glucose monitor and/or a 90 day supply of test strips, Lancets, and Insulin Syringes - $50 copayment applies to each 90-day supply item. If the actual cost is less, you pay the actual cost. There is no cost for for the blood glucose monitor (out-of-network subject to deductible and co-insurance)
• Live Well, Be Well Prevention Plan Wellness Program - a  personalized, confidential wellness program to get healthy and feel better…with a variety of tools and personal attention throughout the year. It is designed based on the best medical research.
• Diabetes Care Management Program - for primary participants and spouses/domestic partners who have diabetes or who receive a diagnosis during the year. RN Care Managers work closely with you and your doctors to provide extra support and education to help you manage your diabetes

     CD PPO HDHP with a Health Reimbursement Arrangement (HRA)

• Preventive Care (medical and dental) covered 100% when using participating providers
• Individual and Family Deductible
• Statewide PPO Network and Beech Street out-of-state network - offers both local and national provider networks
• Health Reimbursement Arrangement (HRA)
  • PEBP contributes funds
  • You save by using the HRA to pay for qualified health expenses tax free, including vision and dental
  • You can access your HRA with a NO-FEE debit card
  • You can save funds in your HRA for future expenses.
  • HRAs are not portable; funds revert to PEBP during a change of employment status, e.g., termination, retirement, etc.
• Annual Vision Exam (subject to deductible)
• Prescription drugs: 90-day supply of maintenance drugs available retail and mail order (subject to deductible)
• Diabetic Sense Program - Enroll to receive an annual glucose monitor and/or a 90 day supply of test strips, Lancets, and Insulin Syringes - $50 copayment applies to each 90-day supply item. If the actual cost is less, you pay the actual cost. There is no cost for for the blood glucose monitor (out-of-network subject to deductible and co-insurance)
• Live Well, Be Well Prevention Plan Wellness Program - a personalized, confidential wellness program to get healthy and feel better...with a variety of tools and personal attention throughout the year
• Diabetes Care Management Program - for primary participants and spouses/domestic partners who have diabetes or who receive a diagnosis during the year. RN Care Managers work closely with you and your doctors to provide extra support and education to help you manage your diabetes